:root{
  --paper:#FAF4E9; --paper-deep:#F2E8D6; --card:#FFFDF7;
  --ink:#33261C; --ink-soft:#5F4C3C; --line:#E2D5BE;
  --clay:#8F3A1B; --clay-deep:#7C3013; --clay-text:#8A3517;
  --sage:#5E6E4E; --sage-deep:#45523A;
  --gold:#D9A036; --gold-soft:#F0D9A8;
  --night:#2A1F17; --cream:#FFF8EC;
  --radius:18px;
  --shadow:0 2px 6px rgba(51,38,28,.06), 0 14px 34px rgba(51,38,28,.09);
  --font-display:'Fraunces', Georgia, 'Times New Roman', serif;
  --font-body:'Atkinson Hyperlegible', Verdana, 'Segoe UI', sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{font-size:100%;overflow-x:clip;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
html[data-textsize="lg"]{font-size:112.5%}
html[data-textsize="xl"]{font-size:125%}
body{font-family:var(--font-body);font-size:1.1875rem;line-height:1.65;color:var(--ink);background:var(--paper)}
img,svg{max-width:100%;display:block}
a{color:var(--clay-text)}
a:hover{color:var(--clay-deep)}
:focus-visible{outline:3px solid var(--clay);outline-offset:3px;border-radius:4px}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--ink);color:var(--cream);padding:.8rem 1.4rem;z-index:100;font-weight:700;text-decoration:none}
.skip-link:focus{left:0}
.wrap{max-width:74rem;margin:0 auto;padding:0 1.5rem}
h1,h2,h3{font-family:var(--font-display);font-weight:600;line-height:1.12;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,4.2vw,3.3rem);margin-bottom:.6rem}
h2{font-size:clamp(1.55rem,2.6vw,2.05rem);margin:2.2rem 0 .7rem}
h3{font-size:1.2rem;margin:1.4rem 0 .4rem}
.eyebrow{display:inline-block;font-weight:700;font-size:.85rem;letter-spacing:.14em;text-transform:uppercase;color:var(--sage-deep);margin-bottom:1rem}
.eyebrow::before{content:"";display:inline-block;width:2.2rem;height:2px;background:var(--gold);vertical-align:middle;margin-right:.7rem}
.lede{font-size:1.22rem;color:var(--ink-soft);max-width:46rem}
.btn{display:inline-flex;align-items:center;gap:.55rem;justify-content:center;font-family:var(--font-body);font-weight:700;font-size:1.05rem;text-decoration:none;border-radius:999px;padding:.85rem 1.5rem;min-height:3.1rem;border:2px solid transparent}
.btn-primary{background:var(--clay);color:var(--cream)}
.btn-primary:hover{background:var(--clay-deep);color:var(--cream)}
.btn-outline{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-outline:hover{background:var(--ink);color:var(--cream)}
header.site{position:sticky;top:0;z-index:50;background:rgba(250,244,233,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.header-in{display:flex;align-items:center;gap:1rem;padding:.75rem 1.5rem;max-width:80rem;margin:0 auto;min-width:0}
.brand{display:flex;align-items:center;gap:.65rem;text-decoration:none;color:var(--ink);margin-right:auto}
.brand svg{width:2.2rem;height:2.2rem}
.brand-name{font-family:var(--font-display);font-weight:700;font-size:1.35rem}
.brand-name small{display:block;font-family:var(--font-body);font-weight:400;font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-soft)}
nav.primary ul{display:flex;gap:1.2rem;list-style:none}
nav.primary a{color:var(--ink);text-decoration:none;font-weight:700;font-size:.95rem;white-space:nowrap}
.header-phone{font-size:1rem;padding:.65rem 1.2rem;min-height:2.8rem;white-space:nowrap;flex:none}
@media(max-width:900px){nav.primary{display:none}.brand-name small{display:none}.header-phone .phone-words{display:none}}
.hero-guide{padding:3.2rem 0 2rem}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 17rem;gap:3rem;align-items:start;padding-bottom:4rem}
@media(max-width:900px){.layout{grid-template-columns:1fr}}
article.guide p{margin-bottom:1rem}
article.guide ul,article.guide ol{margin:0 0 1.2rem 1.3rem}
article.guide li{margin-bottom:.4rem}
article.guide table{width:100%;border-collapse:collapse;margin:1rem 0 1.5rem;font-size:1.02rem;background:var(--card);border:1.5px solid var(--line);border-radius:12px;overflow:hidden}
article.guide th,article.guide td{text-align:left;padding:.75rem .9rem;border-bottom:1px solid var(--line);vertical-align:top}
article.guide th{background:var(--paper-deep);font-size:.85rem;letter-spacing:.06em;text-transform:uppercase}
.note,.warn,.ok{border-radius:14px;padding:1rem 1.2rem;margin:1.2rem 0;border:1.5px solid var(--line)}
.note{background:var(--paper-deep)}
.warn{background:#F8EDE3;border-color:#E4C4A8}
.ok{background:#EEF3E6;border-color:#C9D6B4}
.note strong,.warn strong,.ok strong{display:block;margin-bottom:.25rem}
.sources{font-size:.95rem;color:var(--ink-soft)}
.sources a{word-break:break-word}
.card-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.2rem;margin:1.6rem 0 2.4rem}
@media(max-width:700px){.card-grid{grid-template-columns:1fr}}
.gcard{display:block;background:var(--card);border:1.5px solid var(--line);border-radius:var(--radius);padding:1.4rem 1.5rem;text-decoration:none;color:var(--ink);box-shadow:var(--shadow)}
.gcard:hover{border-color:var(--clay);color:var(--ink)}
.gcard h2{font-size:1.35rem;margin:.2rem 0 .4rem}
.gcard p{color:var(--ink-soft);font-size:1.02rem}
.side{position:sticky;top:5.5rem;background:var(--card);border:1.5px solid var(--line);border-radius:var(--radius);padding:1.3rem}
.side h2{font-size:1.05rem;margin:0 0 .7rem}
.side ul{list-style:none;margin:0}
.side li{margin-bottom:.45rem}
.side a{font-weight:700;text-decoration:none}
.cta-band{background:var(--clay);color:var(--cream);border-radius:calc(var(--radius) + 6px);padding:1.8rem;margin:2rem 0 0}
.cta-band h2{color:var(--cream);margin-top:0}
.cta-band p{color:#F3D9C4}
.cta-band .btn{margin-top:1rem;margin-right:.6rem}
.cta-band .btn-primary{background:var(--cream);color:var(--clay-deep)}
.cta-band .btn-outline{border-color:var(--cream);color:var(--cream)}
.cta-band .btn-outline:hover{background:var(--cream);color:var(--clay-deep)}
footer.site{background:var(--night);color:#B5A28A;padding:2.6rem 0;font-size:.98rem}
footer.site a{color:#DCCBB2;text-decoration:none}
footer.site a:hover{color:var(--gold)}
.foot-legal{margin-top:1.4rem;font-size:.88rem;line-height:1.7;border-top:1px solid #4A3B2E;padding-top:1.2rem}
.updated{font-size:.92rem;color:var(--ink-soft);margin-top:.8rem}