VA home grants (SAH, SHA, HISA) — how-to

Read this first KLM Ventures Inc is a smart-home design company. We are not a VA-accredited claims agent, DOR counselor, Regional Center vendor (unless later enrolled), workers’-comp attorney, or insurance broker. We do not file applications for you. We can write a design specification, photos, and an itemized quote you can attach. Approval is never guaranteed. Amounts below were checked against official pages on 24 August 2026 — confirm before you spend.

Which program is which

Program	FY 2026 / current published max	Who runs it
Specially Adapted Housing (SAH)	Up to $126,526 (FY 2026, effective 1 Oct 2025)	VA Loan Guaranty / SAH agent. Apply with VA Form 26-4555.
Special Home Adaptation (SHA)	Up to $25,350 (FY 2026)	Same housing-grant path as SAH. Different disability list.
Temporary Residence Adaptation (TRA)	Up to $50,961 (SAH-eligible) or $9,100 (SHA-eligible) for a family member’s home	Same SAH/SHA family of grants.
Home Improvements and Structural Alterations (HISA)	Lifetime $6,800 (service-connected / 50%+ SC addressing other conditions) or $2,000 (other VA-enrolled veterans). Not construction-indexed.	VHA Prosthetics & Sensory Aids. VA Form 10-0103 plus a VA physician prescription.

SAH and SHA can be used up to six times over a lifetime, not to exceed the current aggregate cap. HISA is a lifetime medical-services benefit, separate from SAH/SHA, and can sometimes be used in addition. VA decides stacking — not us. SAH/SHA caps usually reset each 1 October (next: FY 2027). Re-check VA.gov before a bid.

What HISA will pay for (VA Prosthetics, live page) Medically necessary work so you can enter/exit the home, use essential bathrooms, reach kitchen/bath counters, permanent ramping at the entrance, or plumbing/electrical required by home medical equipment.

What HISA will not pay for (same VA page) New construction; exterior decking; spa/hot tub; walkways to other buildings; home security systems; removable equipment such as portable ramps, porch lifts, and stair glides; routine repairs (roof, furnace, air conditioner). Plug-in voice speakers and smart bulbs are not on the covered list. Do not tell a veteran “the VA will buy a smart home.”

How to start (SAH / SHA)

Read eligibility on VA.gov — Disability housing grants. The disability lists are specific (for example, loss of use of both legs, certain blindness, severe burns, ALS). “I have a rating” is not enough by itself.
Apply with VA Form 26-4555 (Application in Acquiring Specially Adapted Housing or Special Home Adaptation Grant).
If assigned, work with the VA SAH agent. They run the construction / adaptation process. Bids come from builders the VA will accept.
Bring a design packet: photos of the rooms, what the veteran cannot do today, and a written scope. That is the useful KLM Ventures deliverable — not a promise the grant will fund voice lighting.

How to start (HISA)

You must be enrolled in VA health care. Ask Prosthetics & Sensory Aids at your VA medical center. Facility locator: va.gov/find-locations.
Get a VA physician prescription with medical justification for a defined project (which room, which change, why clinically needed).
Complete VA Form 10-0103 (va.gov/find-forms/about-form-10-0103).
If you rent: a signed, notarized owner authorization.
Itemized estimate (labor, materials, permits, inspections) and a color photo of the unimproved area. VA may inspect.

Source for the HISA package: VA Prosthetics — HISA and 38 CFR 17.3105 (lifetime limits).

What KLM Ventures can attach

Room-by-room photos and a one-page design plan from the free visit.
Itemized quote for plug-in accessible setup (voice, lighting path, locks, sensors).
A note separating plug-in work (us) from license-required electrical / structural work (licensed partners).

We will not complete Form 26-4555 or 10-0103 for you, and we will not tell VA you “need” a product we sell.

Official sources

VA.gov Disability housing grants (SAH $126,526 / SHA $25,350 FY 2026)
Federal Register notice increasing SAH assistance 3.87% for FY 2026, effective 1 Oct 2025
38 CFR 17.3105 HISA lifetime limits
VA HISA process (Form 10-0103; page last updated 12 Feb 2025, amounts still match 38 CFR as of 20 Aug 2026)
VA Form 10-0103

Need a specification you can attach?

The free visit produces a one-page plan and honest prices. If a program wants bids, photos, or a written scope, that is what we produce. We do not promise the program will pay.